Fintech & Finance

One Bad KYC Form Costs New York Fintechs Real Customers.

Your clients still call in to check a balance while onboarding runs on paper KYC forms. New York App Devs builds the banking, payments, and lending apps that move both onto a phone.

50,000+
Users
30+
Countries
70-90%
Cost Reduction
Start Your Fintech App
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Awards & Recognition
DesignRush Top Mobile App Development Agency award
DesignRush 2025

Top Mobile App Development Agency

Top Mobile App Development Agency, July 2025

Engagement Gaps

Manual Onboarding Is Costing Fintechs Real Customers

Manual KYC Onboarding

New customers still fill out onboarding forms by hand.

Phone-In Balance Checks

Clients still call in just to check a balance.

Manual Fraud Reviews

Compliance teams still review fraud cases one by one.

We build the mobile tools that turn manual banking and payment work into instant self-service.

Proof

See the Mobile Apps We Build

Six verified mobile apps from our portfolio, each one delivered for a real client.

EdTechFeatured Case Study

Teacher AI

An AI tutor built for 50,000+ users across 30+ countries worldwide.

50,000+
Users
$5M+
Client Revenue
iOSAndroidCross-Platform
Teacher Profile
Courses
Chat Teacher Settings
Capabilities

Mobile App Development for How Your Fintech Business Runs

Your Competitors Already Let Customers Check Their Balance Without Calling In

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// Why New York App Devs

Why New York Fintech Businesses Choose Us

Local, Hands-On New York Team

A build partner in Midtown Manhattan, not an offshore hand-off with a local-sounding name.

100% Code Ownership at Handoff

No licensing fees, no vendor lock-in, no reused-component rights retained on our side.

Fixed-Price Guarantee

The number you agree to for your fintech app is the number you pay.

Sprint-Based Delivery

Weekly demos so you see a working fintech app every cycle, not a single reveal at the end.

We Diagnose the Real Constraint First

We figure out whether it's onboarding, payments, or fraud review before we scope a build.

30-Day Support Warranty

Any bug we introduced, we fix free within 30 days of your app's launch.

In-House New York Fintech Mobile App Team

Every Manual Balance Check Is Costing You a Customer

Every day your onboarding still runs on paper forms and phone calls is a day a rival fintech's app already wins the account instead.

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Sectors Served

Fintech & Finance Covers Ten Sub-Industries That Need Apps

Community Banks & Credit Unions

Digital Banking

Apps that give members mobile deposits, transfers, and account access.

Wealth Management & Investment Advisory Firms

Portfolio Access

Apps that replace the mailed statement with live portfolio performance.

Consumer & Commercial Lending Institutions

Loan Applications

Apps that move loan applications off paper and onto a phone.

Mortgage & Loan Origination Companies

Document Upload

Apps that let borrowers upload documents and track approval status.

Private Banking & Family Offices

Concierge Access

Apps that give high-touch clients secure, on-demand account access.

Payment Processors & Payment Gateway Providers

Transaction Monitoring

Apps that let merchants track transactions and payouts in real time.

Neobanks & Digital-Only Banks

Full-Stack Banking

Apps that are the entire bank, not just a companion.

Insurtech Companies

Claims & Quotes

Apps that let customers file a claim in minutes.

Trading & Investment Platforms

Real-Time Data

Apps that show live prices and execute trades from a phone.

Buy Now, Pay Later (BNPL) Providers

Installment Tracking

Apps that show customers exactly what they owe and when.

Our Process

How We Build Your Fintech Mobile App

01
Discovery & Requirements Gathering: Scoping Your Build
02
Planning & Strategy: Tech Stack Planning
03
UI/UX Design: Account Flow Design
04
Development: Sprint-Based Builds
05
Quality Assurance & Testing: Testing Across Devices
06
Deployment: App Store Launch
07
Post-Launch Support & Maintenance: Ongoing Support
Step 01

Discovery & Requirements Gathering: Scoping Your Build

We map out whether you need banking, payments, or lending features first.

ScopeFeasibilityRoadmap
Talk about this stage →
Step 02

Planning & Strategy: Tech Stack Planning

We lock the architecture, backend, and integrations your fintech product needs.

ArchitectureBackendIntegrations
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Step 03

UI/UX Design: Account Flow Design

Wireframes and prototypes built around how customers actually manage their money.

WireframingPrototypingUser Testing
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Step 04

Development: Sprint-Based Builds

Working builds delivered every sprint, so you see real progress on your app.

iOS & AndroidAPI IntegrationsWeekly Demos
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Step 05

Quality Assurance & Testing: Testing Across Devices

Functional, performance, and security testing across the phones and tablets your clients use.

Device TestingSecurity TestingPerformance
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Step 06

Deployment: App Store Launch

We handle App Store and Google Play submission, screenshots, and any review rejections.

Store SubmissionScreenshotsReview Handling
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Step 07

Post-Launch Support & Maintenance: Ongoing Support

Bug fixes, OS updates, and feature improvements as your user base grows.

Bug FixesOS UpdatesFeature Growth
Talk about this stage →
Built By Local Fintech Experts

Ready to Stop Losing Customers to Slow Onboarding?

Tell us whether it's onboarding, payments, lending, fraud, or something else entirely.

Client Voices

What Our Fintech Clients Say About Us

★★★★☆

“They provided excellent service, and their communication was top-notch.”

Viki Arslanian
Client · Mobile App Design
Our Service Areas

Wherever you are in the New York area, we've got you covered

Looking for a mobile app development company near me? We're the mobile app development firm New York trusts.

NYC

5 boroughs
ManhattanBrooklynQueensThe BronxStaten Island

Northern NJ

6 areas
Jersey CityNewarkHobokenElizabethPatersonEdison

Westchester

4 areas
YonkersWhite PlainsNew RochelleMount Vernon

Long Island & Queens

4 areas
HempsteadLong Island CityAstoriaFlushing

Connecticut

1 area
Stamford
Let's Talk Fintech

Start Your Fintech Mobile App Now

Americas Towers, 1177 6th Ave 5th FLR, New York, NY 10036
(929) 600-7940
contact@newyorkappdevs.com
Hours: Mon–Fri, 9am–6pm EST
Answers

Fintech FAQs

We offer PCI-DSS readiness support as part of every payments build, helping you get ready for a PCI-DSS audit before it happens. We haven't completed a PCI-DSS-audited case study yet, so we're upfront about that: we help you get ready, we don't claim a certified audit we haven't done. We're also HIPAA and GDPR verified, and we build to whatever compliance standard your specific fintech or banking project actually requires.

Fintech mobile app development at New York App Devs runs on a fixed-price model agreed before work begins, so the number you sign off on is the number you pay. There's no published hourly rate, because every banking, payments, or lending app is scoped around what your business actually needs. A simple balance-check app costs less than a full payments platform with fraud detection and compliance tooling. You can get a real ballpark for your specific project through our Instant Estimate tool, which asks about platform, app type, complexity, and screen count. Getting an exact number always requires a short scoping call with our team.

There's no single timeline that fits every banking, payments, or lending app, because scope varies too much project to project. What's fixed is the delivery rhythm: development runs in 1 to 2 week sprints, with a working build delivered incrementally so you can test the real app yourself every cycle. Once development wraps, deployment covers App Store and Google Play submission, screenshots, metadata, and handling any review rejection or resubmission, before your app goes live.

Yes. Our office is in Midtown Manhattan, at Americas Towers, 1177 6th Ave, 5th Floor, New York, NY 10036. We're a local, hands-on build partner, not a national call center or an offshore team with a local-sounding name. If you'd rather talk through your fintech project in person, you can stop by, call, or book time with a real member of our New York team directly.

Three things: a fixed-price model with no surprise invoices, weekly sprint demos so you see a working fintech mobile app build every cycle instead of one reveal at the end, and 100% code ownership once the project's complete. We're also a DesignRush-recognized Top Mobile App Development Agency (2025), HIPAA and GDPR verified with PCI-DSS readiness support, and based in Midtown Manhattan, not an offshore team operating under a local-sounding name.